Central Pennsylvania

WELCOME

Navigating Medicare and Insurance Together

Comprehensive Medicare and Insurance Solutions in Central Pennsylvania

Our Services

We offer a range of services, such as Medicare Advantage plans, Medicare Supplemental plans, dental and vision coverage, educational presentations on healthcare options, and active community engagement.

Ready for Medicare We can help

Medicare

Are you approaching Medicare eligibility and unsure where to start? Alternatively, perhaps you've enrolled in Medicare but feel overwhelmed by the terminology and various parts of the program. Regardless, don't worry! We provide extensive assistance services. With a simple click, you can access our wealth of resources. We offer both in-person and virtual educational events for groups of all sizes.

Understanding Your Medicare Plan Options

Understanding your Medicare plan options

When you're ready to decide, our dedicated team assists you in choosing the plan that aligns with your health and financial needs. Moreover, as an agency appointed with multiple carriers, we offer a diverse selection of Medicare Supplements (Medigap) and PPO/HMO Medicare Advantage plans. Since we understand there's no universal solution, so we commit to helping you find the plan that matches your individual needs.

Help choosing affordable care act insurance

Affordable Care Act (ACA)

We support you during the Marketplace Open Enrollment Period and throughout Special Election Periods. Whether you're selecting a plan for the first time or considering changing your existing one, we assist you every step of the way.

Your Trusted Insurance Experts in Central Pennsylvania

Don Hines of Hines Insurance Services

Don Hines

Sharon Hines of Hines Insurance Services

Sharon Hines

Heather Kolivras of Hines Insurance Services

Heather Kolivras

Welcome to Hines Insurance Services, your trusted local independent agents serving Central Pennsylvania. Our team provides expert guidance and personalized solutions for Medicare and insurance.

Don Hines, a retiree with 30 years of government service, founded Hines Insurance Services in 2005. Since then, we’ve helped individuals navigate the complex world of Medicare plans.

Don’s journey into Medicare planning was fueled by his passion for assisting people in understanding their Medicare options. He firsthand experienced the importance of having an independent agent while caring for his mother. This personal connection led to the development of strong trust bonds with our clients, many of whom now refer their friends and family to us.

In 2008, Sharon Hines, Don’s wife, joined the team, initially working part-time. After retiring from her position as Practice Manager at Willow Run Veterinary Clinic in 2018, she dedicated herself full-time to Hines Insurance Services. While Don and Sharon continue to be actively involved in the agency, they are also cherishing more time with their grandchildren.

To enhance our service to you, we welcomed Heather Kolivras as our newest employee and agency partner on May 1st, 2023. Heather brings 17 years of invaluable experience from her career with Highmark Blue Shield, specializing in Medicare-related products. She became licensed in 2012 and lives with her husband and two children. 

Heather commits to providing top-notch service to all our clients throughout Central Pennsylvania. When she’s not working, she and her husband enjoy the outdoors and actively participate in their local Fire Company. They also coach their son’s soccer team.

At Hines Insurance Services, we simplify the Medicare and insurance decision-making process for you. Trust our experienced team to guide you through the options and ensure you receive the coverage that best suits your needs. Your peace of mind is our priority as we serve clients across Central PA.

Why Work With Us

Expertise and Experience

With over a decade of experience specializing in Medicare and insurance, Hines Insurance Services brings in-depth knowledge and expertise to help you navigate the complex world of healthcare coverage.

Personalized Solutions

We understand that every individual's insurance needs are unique. We take the time to assess your specific requirements and offer personalized solutions that best suit your healthcare and financial goals.

Local Community Involvement

As active participants in the local community, we have a deep understanding of the healthcare landscape in Central Pennsylvania. We are dedicated to helping our neighbors make informed decisions about their insurance options.

Comprehensive Services

Hines Insurance Services offers a wide range of insurance services, including Medicare Advantage plans, Medicare Supplemental plans, dental and vision coverage, educational presentations, and community engagement. We are your one-stop destination for all your insurance needs.

Contact us

This is a solicitation of insurance. By returning this card, I agree to be contacted by a licensed insurance agent for the marketing of Medicare Insurance products (i.e., Medicare Advantage Plans (Part C), Prescription Drug Plans (Part D), and/or Medicare Supplement (Medigap) Products) and services. I’m aware the person who will discuss the products is a licensed and certified representative of Medicare Advantage organizations and/or stand-alone Prescription Drug Plans. Each of the organizations they represent has a Medicare contract. This individual may also be paid based on my enrollment in a plan.

Enrollment in any plan depends on contract renewal. I am aware that the person who will contact me is not affiliated with or works directly for the Federal government. I understand that I may be contacted via telephone, email, text messaging, artificial or prerecorded voice messages, or automatic dialing at the contact information provided above (even if my number is currently listed on any state, federal, local, or corporate Do Not Call list). Carrier data use charges and rates may apply. I understand that my consent is voluntary and is not a condition of purchasing any goods or services, and that I may change my preferences at any time.”