Central Pennsylvania

WELCOME

Navigating Medicare & Insurance Together

Comprehensive Medicare and Insurance Solutions in Central Pennsylvania

Our Services

Discover a range of services including Medicare Advantage plans, Medicare Supplemental plans, dental and vision coverage, educational presentations on healthcare options, and active community engagement.

Ready for Medicare We can help

Medicare

Are you approaching the threshold of Medicare eligibility and experiencing confusion about where to start? Or maybe you've already enrolled in Medicare, but you're feeling bewildered by the terminology and the different parts of the program. Don't worry! We have you covered with our extensive assistance services. With just a simple click, you can access our wealth of resources. We offer both in-person and virtual educational events, accommodating groups of all sizes.

Understanding Your Medicare Plan Options

Understanding your Medicare plan options

When you're ready to make a decision, our dedicated team is here to assist you in choosing the plan that aligns with both your health and financial requirements. As an agency appointed with multiple carriers, we provide a diverse selection of Medicare Supplements (Medigap) and PPO/HMO Medicare Advantage plans. Acknowledging that there's no universal solution, we are committed to assisting you in finding the plan that matches your individual needs.

Help choosing affordable care act insurance

Affordable Care Act (ACA)

Our support is available not only during the Marketplace Open Enrollment Period but also throughout Special Election Periods. Whether you're in the process of selecting a plan for the first time or contemplating a change to your existing one, we are here to assist you every step of the way.

Your Trusted Insurance Experts in Central Pennsylvania

Don Hines of Hines Insurance Services

Don Hines

Sharon Hines of Hines Insurance Services

Sharon Hines

Heather Kolivras of Hines Insurance Services

Heather Kolivras

Welcome to Hines Insurance Services, your trusted local Independent Agents serving Central Pennsylvania. Our team is dedicated to providing expert guidance and personalized solutions when it comes to Medicare and insurance. Founded by Don Hines, a retiree with 30 years of government service, Hines Insurance Services has been helping individuals navigate the complex world of Medicare plans since 2005.

Don’s journey into Medicare planning was fueled by his passion for assisting people in understanding their Medicare options. He firsthand experienced the importance of having an independent agent while caring for his mother. This personal connection led to the development of strong trust bonds with our clients, many of whom now refer their friends and family to us.

In 2008, Sharon Hines, Don’s wife, joined the team, initially working part-time. After retiring from her position as Practice Manager at Willow Run Veterinary Clinic in 2018, she dedicated herself full-time to Hines Insurance Services. While Don and Sharon continue to be actively involved in the agency, they are also cherishing more time with their grandchildren.

To further enhance our ability to serve you, we welcomed Heather Kolivras as our newest employee and agency partner on May 1st, 2023. Heather brings 17 years of invaluable experience from her career with Highmark Blue Shield, specializing in Medicare-related products. She became licensed in 2012 and resides with her husband and two children. Heather is committed to providing top-notch service to all our clients throughout Central Pennsylvania. When she’s not working, she and her husband enjoy the outdoors and are actively involved in their local Fire Company. They also share their coaching expertise by leading their son’s soccer team.

At Hines Insurance Services, we are here to simplify the Medicare plans and insurance decision-making process for you. Trust in our experienced team to guide you through the options and ensure you receive the coverage that best suits your needs. Your peace of mind is our priority as we serve clients across Central PA.

Why Work With Us

Expertise and Experience

With over a decade of experience specializing in Medicare and insurance, Hines Insurance Services brings in-depth knowledge and expertise to help you navigate the complex world of healthcare coverage.

Personalized Solutions

We understand that every individual's insurance needs are unique. We take the time to assess your specific requirements and offer personalized solutions that best suit your healthcare and financial goals.

Local Community Involvement

As active participants in the local community, we have a deep understanding of the healthcare landscape in Central Pennsylvania. We are dedicated to helping our neighbors make informed decisions about their insurance options.

Comprehensive Services

Hines Insurance Services offers a wide range of insurance services, including Medicare Advantage plans, Medicare Supplemental plans, dental and vision coverage, educational presentations, and community engagement. We are your one-stop destination for all your insurance needs.

Contact us

This is a solicitation of insurance. By returning this card, I agree to be contacted by a licensed insurance agent for the marketing of Medicare Insurance products (i.e., Medicare Advantage Plans (Part C), Prescription Drug Plans (Part D), and/or Medicare Supplement (Medigap) Products) and services. I’m aware the person who will discuss the products is a licensed and certified representative of Medicare Advantage organizations and/or stand-alone Prescription Drug Plans. Each of the organizations they represent has a Medicare contract. This individual may also be paid based on my enrollment in a plan. Enrollment in any plan depends on contract renewal. I am aware that the person who will contact me is not affiliated with or works directly for the Federal government. I understand that I may be contacted via telephone, email, text messaging, artificial or prerecorded voice messages, or automatic dialing at the contact information provided above (even if my number is currently listed on any state, federal, local, or corporate Do Not Call list). Carrier data use charges and rates may apply. I understand that my consent is voluntary and is not a condition of purchasing any goods or services, and that I may change my preferences at any time.”